Real Estate - Legacy Properties - Legacy Properties, A Sarah Leonar...

First-Time Home Buyers

If you are a first-time home buyer, use the guide below for helpful hints and tips and learn how to avoid common mistakes when buying your first home in Illinois. Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home. Pre-Approval: While knowing
Under Contract: Now What?

Congratulations, you are on your way to owning your very own home! Follow these suggestions (and the advice of your Realtors ®) so that the contract process and settlement will go as smooth as possible. You will be asked for a down payment on the home you are purchasing. You can choose to put down
What Are Closing Costs?

You've found your dream home, the seller has accepted your offer, your loan has been approved and you're eager to move into your new home. But before you get the key, there's one more step--the closing. Also called the settlement, the closing is the process of passing ownership of property from sel
Making an Offer

Before the offer to purchase is created, it is very important that you have been at least pre-qualified or better yet pre-approved by a lender. This is one of the best negotiating tools a buyer can have. It shows the seller that you are financially able to purchase the home. After you have found th